In Pakistan, when you withdraw more than PKR 50,000 in cash in a single day, the following taxes apply depending on your tax-filer status: For Non‑Filers (not on the Active Taxpayers List, ATL) Withholding tax (WHT): 0.8% of the total withdrawal amount per day. This rate was increased from 0.6% undeاقرأ المزيد
In Pakistan, when you withdraw more than PKR 50,000 in cash in a single day, the following taxes apply depending on your tax-filer status:
For Non‑Filers (not on the Active Taxpayers List, ATL)
- Withholding tax (WHT): 0.8% of the total withdrawal amount per day. This rate was increased from 0.6% under the Finance Act 2025 and became effective from July 1, 2025.
For Filers (ATL members)
- Withholding tax (WHT): 0.3% on cash withdrawals exceeding PKR 50,000 in one day. This applies to both ATM and bank‑counter withdrawals.
Examples
- If a non‑filer withdraws PKR 100,000:
- Tax = 0.8% → PKR 800 deducted at source.
- If a filer withdraws PKR 100,000:
- Tax = 0.3% → PKR 300 deducted.
Additional Insights
- The tax applies on an aggregate daily basis—it doesn’t matter if the withdrawal is in one go or split across multiple transactions in the same day.
- Reddit conversations also reflect this policy in practice:
“I withdrawal 53,000 in 3 different transactions… 318 has been deducted… WHT on Cash Withdrawal.”
That ≈0.6% deduction aligns with the previous rate before July 2025.
Summary Table
Your Status | Withdrawal Amount (PKR) | WHT Rate (%) | Approx. Tax Deduction (PKR) |
---|---|---|---|
Filers (ATL) | > 50,000 | 0.3% | e.g. 100,000 → PKR 300 |
Non‑Filers | > 50,000 | 0.8% | e.g. 100,000 → PKR 800 |
** Bottom line:**
- Filers on the ATL benefit from significantly lower withholding tax on large withdrawals.
- If you’re not on the ATL, you’ll face a higher 0.8% tax on any daily cash withdrawal above PKR 50,000.
Would you like help registering as an active taxpayer or exploring alternative withdrawal methods to reduce taxes?
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Protecting yourself during shelling, drone strikes, or general wartime situations requires preparation, quick action, and awareness. Here’s a practical breakdown based on real-world conflict zone advice and survival training: 🔹 GENERAL PRINCIPLES Stay Informed: Use trusted news sources, local emergeاقرأ المزيد
Protecting yourself during shelling, drone strikes, or general wartime situations requires preparation, quick action, and awareness. Here’s a practical breakdown based on real-world conflict zone advice and survival training:
🔹 GENERAL PRINCIPLES
🔹 DURING SHELLING OR ARTILLERY STRIKES
▶️ If you’re indoors:
💡 Tip: The corner of a load-bearing wall (e.g., stairwells) offers more protection.
▶️ If you’re outdoors:
🔹 DURING DRONE STRIKES
▶️ Recognizing danger:
▶️ Take cover fast:
🔹 DURING AIR RAIDS OR BOMBINGS
🔹 PERSONAL PREPAREDNESS KIT (“Go-Bag”)
Pack essentials in a backpack you can grab quickly:
🔹 EXTRA TIPS FOR URBAN WAR ZONES
🔹 AFTER A STRIKE
🔹 MENTAL & PHYSICAL ENDURANCE
Would you like this in a printable checklist format or adapted for a specific location or type of threat?
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