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What is the difference between a credit score and a debt-to-income ratio?

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    1. A credit score is like your financial report card, showing how trustworthy you are with borrowed money. It's a number that lenders use to gauge the risk of lending to you. On the other hand, the debt-to-income ratio is a measure of how much of your income goes towards paying off debts. It's like a s‫اقرأ المزيد

      A credit score is like your financial report card, showing how trustworthy you are with borrowed money. It’s a number that lenders use to gauge the risk of lending to you.

      On the other hand, the debt-to-income ratio is a measure of how much of your income goes towards paying off debts. It’s like a snapshot of your financial obligations compared to what you earn. A lower ratio is generally better, indicating you have more room in your budget.

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